Price
$56.80
Decreased by -0.66%
Dollar volume (20D)
42.46 M
ADR%
3.91
Earnings report date
Jan 23, 2025
Shares float
49.39 M
Shares short
3.38 M [6.85%]
Shares outstanding
49.72 M
Market cap
2.84 B
Beta
1.97
Price/earnings
9.02
20D range
48.81 62.79
50D range
45.30 62.79
200D range
31.68 62.79

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America.

It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.

The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services.

In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience.

Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products.

It offers its products under the Bread CashbackTM, Bread PayTM, and Bread SavingsTM brands.

The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022.

Bread Financial Holdings, Inc. was incorporated in 1995 and is headquartered in Columbus, Ohio.

  • Quarterly earnings
  • Annual earnings
Reported date EPSChange YoY EstimateSurprise
Oct 24, 24 1.83
Decreased by -47.11%
1.86
Decreased by -1.61%
Jul 25, 24 2.66
Increased by +109.45%
1.77
Increased by +50.28%
Apr 25, 24 2.70
Decreased by -70.26%
3.02
Decreased by -10.60%
Jan 25, 24 0.90
Increased by +133.58%
-0.88
Increased by +202.27%
Oct 26, 23 3.46
Increased by +28.62%
2.32
Increased by +49.14%
Jul 27, 23 1.27
Increased by +408.00%
0.15
Increased by +746.67%
Apr 27, 23 9.08
Increased by +115.68%
6.87
Increased by +32.17%
Jan 26, 23 -2.68
Decreased by -321.49%
-2.97
Increased by +9.76%
  • Quarterly financials
  • Annual financials
Fiscal ending date RevenueChange YoY IncomeChange YoY ProfitChange YoY
Sep 30, 24 983.00 M
Decreased by -4.66%
2.00 M
Decreased by -98.83%
Increased by +0.20%
Decreased by -98.77%
Jun 30, 24 1.18 B
Increased by +23.42%
133.00 M
Increased by +177.08%
Increased by +11.32%
Increased by +124.50%
Mar 31, 24 1.24 B
Decreased by -3.88%
134.00 M
Decreased by -70.55%
Increased by +10.82%
Decreased by -69.36%
Dec 31, 23 1.02 B
Decreased by -1.55%
43.00 M
Increased by +132.09%
Increased by +4.23%
Increased by +132.59%
Sep 30, 23 1.03 B
Increased by +4.14%
171.00 M
Increased by +27.61%
Increased by +16.59%
Increased by +22.54%
Jun 30, 23 952.00 M
Increased by +4.16%
48.00 M
Increased by +300.00%
Increased by +5.04%
Increased by +284.03%
Mar 31, 23 1.29 B
Increased by +39.96%
455.00 M
Increased by +116.67%
Increased by +35.30%
Increased by +54.81%
Dec 31, 22 1.03 B
Increased by +1.27 K%
-134.00 M
Decreased by -861.36%
Decreased by -12.97%
Decreased by -155.65%
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