Price
$48.58
Decreased by -7.24%
Dollar volume (20D)
467.66 M
ADR%
5.60
Earnings report date
Nov 6, 2025
Shares float
84.11 M
Shares short
25.43 M [30.23%]
Shares outstanding
96.22 M
Market cap
4.67 B
Beta
2.28
Price/earnings
N/A
20D range
48.55 71.38
50D range
48.55 85.31
200D range
31.40 96.43

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States.

The company operates through three segments: Personal Lending, Auto Lending, and Other.

Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans.

Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Reported date EPSChange YoY EstimateSurprise
Aug 5, 25 0.36
Increased by +311.76%
0.25
Increased by +44.00%
May 6, 25 0.30
Increased by +196.77%
0.17
Increased by +76.47%
Feb 11, 25 0.26
Increased by +336.36%
-0.04
Increased by +750.00%
Nov 7, 24 -0.06
Decreased by -20.00%
-0.15
Increased by +60.00%
Aug 6, 24 -0.17
Decreased by -383.33%
-0.39
Increased by +56.41%
May 7, 24 -0.31
Increased by +34.04%
-0.39
Increased by +20.51%
Feb 13, 24 -0.11
Increased by +56.00%
-0.14
Increased by +21.43%
Nov 7, 23 -0.05
Increased by +79.17%
-0.02
Decreased by -150.00%
Fiscal ending date RevenueChange YoY IncomeChange YoY ProfitChange YoY
Jun 30, 25 257.29 M
Increased by +84.97%
5.61 M
Increased by +110.29%
Increased by +2.18%
Increased by +105.57%
Mar 31, 25 220.39 M
Increased by +59.12%
-2.45 M
Increased by +96.21%
Decreased by -1.11%
Increased by +97.62%
Dec 31, 24 226.40 M
Increased by +61.35%
-2.75 M
Increased by +93.50%
Decreased by -1.22%
Increased by +95.97%
Sep 30, 24 172.96 M
Increased by +28.54%
-6.76 M
Increased by +83.24%
Decreased by -3.91%
Increased by +86.96%
Jun 30, 24 139.10 M
Increased by +2.46%
-54.47 M
Decreased by -93.40%
Decreased by -39.16%
Decreased by -88.76%
Mar 31, 24 138.51 M
Increased by +34.57%
-64.60 M
Increased by +50.02%
Decreased by -46.64%
Increased by +62.86%
Dec 31, 23 140.31 M
Decreased by -4.49%
-42.40 M
Increased by +23.28%
Decreased by -30.22%
Increased by +19.67%
Sep 30, 23 134.56 M
Decreased by -14.42%
-40.31 M
Increased by +28.29%
Decreased by -29.96%
Increased by +16.21%
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