Price
$42.06
Increased by +0.69%
Dollar volume (20D)
298.90 M
ADR%
6.41
Earnings report date
Feb 17, 2026
Shares float
85.03 M
Shares short
25.24 M [29.68%]
Shares outstanding
97.29 M
Market cap
4.06 B
Beta
2.27
Price/earnings
160.65
20D range
34.23 48.69
50D range
34.23 71.38
200D range
31.40 96.43

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States.

The company operates through three segments: Personal Lending, Auto Lending, and Other.

Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans.

Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Reported date EPSChange YoY EstimateSurprise
Nov 6, 25 0.52
Increased by +966.67%
0.42
Increased by +23.81%
Aug 5, 25 0.36
Increased by +311.76%
0.25
Increased by +44.00%
May 6, 25 0.30
Increased by +196.77%
0.17
Increased by +76.47%
Feb 11, 25 0.26
Increased by +336.36%
-0.04
Increased by +750.00%
Nov 7, 24 -0.06
Decreased by -20.00%
-0.15
Increased by +60.00%
Aug 6, 24 -0.17
Decreased by -383.33%
-0.39
Increased by +56.41%
May 7, 24 -0.31
Increased by +34.04%
-0.39
Increased by +20.51%
Feb 13, 24 -0.11
Increased by +56.00%
-0.14
Increased by +21.43%
Fiscal ending date RevenueChange YoY IncomeChange YoY ProfitChange YoY
Sep 30, 25 285.90 M
Increased by +65.30%
31.80 M
Increased by +570.63%
Increased by +11.12%
Increased by +384.71%
Jun 30, 25 257.29 M
Increased by +84.97%
5.61 M
Increased by +110.29%
Increased by +2.18%
Increased by +105.57%
Mar 31, 25 220.39 M
Increased by +59.12%
-2.45 M
Increased by +96.21%
Decreased by -1.11%
Increased by +97.62%
Dec 31, 24 226.40 M
Increased by +61.35%
-2.75 M
Increased by +93.50%
Decreased by -1.22%
Increased by +95.97%
Sep 30, 24 172.96 M
Increased by +28.54%
-6.76 M
Increased by +83.24%
Decreased by -3.91%
Increased by +86.96%
Jun 30, 24 139.10 M
Increased by +2.46%
-54.47 M
Decreased by -93.40%
Decreased by -39.16%
Decreased by -88.76%
Mar 31, 24 138.51 M
Increased by +34.57%
-64.60 M
Increased by +50.02%
Decreased by -46.64%
Increased by +62.86%
Dec 31, 23 140.31 M
Decreased by -4.49%
-42.40 M
Increased by +23.28%
Decreased by -30.22%
Increased by +19.67%
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