Information Technology | Software & Services | IT Services | Data Processing & Outsourced Services
NYSE | Common Stock
Bread Financial Holdings Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America.
It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for approximately 130 private label and co-brand credit card programs, as well as through Bread partnerships to approximately 500 small-and medium-sized businesses merchants; and Comenity-branded general purpose cash-back credit.
The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs and Bread BNPL (installment loans, split-pay) products; and provides marketing, and data and analytics services.
In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience.
Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products, including installment and split-pay solutions.
The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings Inc. in March 2022.
Bread Financial Holdings Inc. was founded in 1996 and is headquartered in Columbus, Ohio.
| Reported date | EPSChange YoY | EstimateSurprise |
|---|---|---|
| Jan 27, 22 | 1.21 Decreased by -63.44% | 1.52 Decreased by -20.39% |
| Oct 28, 21 | 4.47 Increased by +29.57% | 3.29 Increased by +35.87% |
| Jul 29, 21 | 5.99 Increased by +222.04% | 3.74 Increased by +60.31% |
| Apr 29, 21 | 6.28 Increased by +737.33% | 3.15 Increased by +99.43% |
| Jan 28, 21 | 3.31 Decreased by -19.66% | 2.42 Increased by +36.61% |
| Oct 29, 20 | 3.45 Decreased by -31.68% | 2.27 Increased by +52.21% |
| Jul 23, 20 | 1.86 Decreased by -51.44% | 1.52 Increased by +22.41% |
| Apr 23, 20 | 0.75 Decreased by -79.84% | 3.84 Decreased by -80.49% |
| Fiscal ending date | RevenueChange YoY | IncomeChange YoY | ProfitChange YoY |
|---|---|---|---|
| Mar 31, 22 | -68.00 M Decreased by -106.27% | 210.00 M Decreased by -26.62% | Decreased by -308.82% Decreased by -1.27 K% |
| Dec 31, 21 | 458.50 M Decreased by -58.69% | 17.60 M Increased by +46.67% | Increased by +3.84% Increased by +255.04% |
| Sep 30, 21 | 1.10 B Increased by +4.65% | 223.70 M Increased by +67.82% | Increased by +20.35% Increased by +60.37% |
| Jun 30, 21 | 1.01 B Increased by +3.38% | 273.50 M Increased by +612.24% | Increased by +27.02% Increased by +588.95% |
| Mar 31, 21 | 1.08 B Decreased by -21.49% | 286.20 M Increased by +854.00% | Increased by +26.38% Increased by +1.12 K% |
| Dec 31, 20 | 1.11 B Decreased by -24.03% | 12.00 M Decreased by -87.69% | Increased by +1.08% Decreased by -83.80% |
| Sep 30, 20 | 1.05 B Decreased by -26.93% | 133.30 M Increased by +223.88% | Increased by +12.69% Increased by +269.54% |
| Jun 30, 20 | 979.30 M Decreased by -27.38% | 38.40 M Decreased by -72.37% | Increased by +3.92% Decreased by -61.96% |